Without an estate plan, the government decides who gets your wealth, courts control the timing, and your family pays dearly for both. A proper plan written by you — executed on your terms — changes everything.
See What Your Heirs Would Get Book A review
At PWR, we integrate estate planning directly into your retirement and tax strategy so that nothing falls through the cracks. Every asset — retirement accounts, real estate, business interests, life insurance, investment portfolios — is accounted for and directed by your design, not by default rules that were written for strangers.
Get My Estate Plan ReviewA revocable living trust is the most powerful estate planning tool available to most families. Assets held in trust bypass probate entirely — passing directly to heirs in weeks, not years, without court involvement, public record, or attorney fees for the transfer.
A will directs the distribution of probate assets and names guardians for minor children. A pour-over will works alongside your trust, ensuring any assets not titled in the trust at death still flow into it — closing every gap in your plan.
Your beneficiary designations on retirement accounts, life insurance, and bank accounts override your will completely. A single outdated designation — an ex-spouse, a deceased sibling — can redirect hundreds of thousands of dollars outside your intentions. We audit every one.
Getting the right assets to the right people at the right time — privately, without probate, and without the delays and costs that destroy value before heirs ever receive it.
Federal estate tax at 40% is the single largest wealth transfer to the government. Irrevocable trusts, gifting strategies, and life insurance structures eliminate most or all of that exposure.
An estate plan isn't only about death — it's about protecting your wealth during your lifetime from lawsuits, creditors, long-term care costs, and family disputes.
The cornerstone of modern estate planning. A living trust holds your assets during your lifetime, allows you to amend it freely, and passes everything to your heirs privately — without probate, without court, and without waiting.
At a glance
Probate involvement
Average transfer to heirs
Never enters public record
Amendable during your lifetime
The single most impactful estate planning step most families can take. Let's do it right.
schedule a free ReviewFor larger estates, irrevocable trust structures permanently remove assets from your taxable estate — eliminating estate tax, protecting assets from creditors, and multiplying what heirs receive. These are precision instruments. We design them precisely.
At a glance
Estate tax rate eliminated with proper trust
Life insurance fully outside estate
Zero gift tax on appreciated assets
Income + charitable deduction
These tools are most powerful when built early. Every year of delay costs compounding opportunity.
schedule a free ReviewA will is the foundation — but it only covers probate assets. Combined with a pour-over will and healthcare directive, your plan is airtight: every asset accounted for, every medical wish documented, every gap closed.
At a glance
Named for minor children
Closes every gap in the trust
Directives remove family burden
Authorization included
A will without a trust is incomplete. We design both together as a unified system.
schedule a free ReviewIncapacity can happen at any age — a medical event, an accident, a diagnosis. Without a durable power of attorney, courts appoint someone to manage your finances. Without a healthcare proxy, doctors and families make decisions you never got to express.
At a glance
Agent authority — no court required
& healthcare POAs coordinated
Agents named for every role
Costly court guardianship
This is the document that protects your family during your lifetime — not just after.
schedule a free ReviewBeneficiary designations on retirement accounts, life insurance, and bank accounts override your will, override your trust, and override your family's expectations. One outdated form can redirect your entire retirement account to the wrong person.
At a glance
Your will — must be current
Trust for IRA tax deferral
Review process established
Gap between documents and intent
This is the most commonly overlooked estate planning step — and the most expensive to get wrong.
schedule a free ReviewFor clients who want to leave a philanthropic legacy alongside their family inheritance, we design giving strategies that maximize the impact of your donation while providing significant estate and income tax benefits during your lifetime.
At a glance
Income + tax deduction + legacy
Tax-free IRA charitable gift
Immediate deduction, later giving
Estate tax reduction with giving
Strategic giving reduces estate taxes while amplifying the impact of your philanthropy.
schedule a free ReviewA thoughtful estate plan helps safeguard your assets, provide for your loved ones, and ensure your wishes are carried out. With the right strategy, you can create clarity for the future and preserve your legacy with confidence.
Get Started Today
Estate planning is more than preparing documents—it's about securing your family's future. From wills and trusts to wealth transfer strategies, a customized plan can help minimize complications and provide peace of mind for generations.
Get Started Today
Select every strategy that applies to your situation — savings estimate updates live.
Eliminate self-employment tax on distributions
Up to 20% deduction on qualified business income
Rent your home to business — up to 14 days tax-free
Defer high-income years to lower-tax retirement
Pay tax now — zero tax on withdrawals forever
Tax-free retirement income — no IRS restrictions
Reduce mandatory withdrawals through Roth conversions
Reduce taxation of SS benefits via income sequencing
Offset capital gains with realized investment losses
Hold assets where they’re taxed least
Give appreciated securities — full FMV deduction
Export services billed at 4% income tax
Zero tax on gains from assets acquired post-decree
per year — with selected strategies
PWR puts your retirement planning, benefits guidance, and financial tools in one secure app. Access everything easily, track your progress in real time.
Every financial journey is different. PWR focuses on your goals, benefits, and timeline—delivering guidance built around you, not a generic plan.
PWR gives you access to workshops, live events, and podcasts that simplify complex financial topics into clear, practical insights.
Estate planning is about more than preparing documents. It involves organizing your assets, clarifying your wishes, and creating a strategy that helps protect your loved ones. With the right plan in place, you can preserve your legacy and provide greater peace of mind for the future.
